Estimated Monthly Payment

	Principle & Interest	$2881
	Property Tax	$478
	Home Insurance	$162
	HOA Dues	$120
	Total Estimated Monthly Payment	$3,522

This is NOT a loan offer. Napolitano Homes, the seller, is not a lender and does not offer financing. The loan terms that are actually available to you depend on a number of factors, including the lender you choose and the loan type. The above numbers and any related information provide an example of mortgage payments calculated for general informational and educational purposes only, are based on the above sample data points and cannot be used to determine loan terms or costs for any actual mortgage loan. The sample results may not be available to you for financing purposes, or take into account all loan options or important considerations for home buying and financing decisions. Actual mortgage loan terms and conditions are subject to credit approval, market conditions, availability, and other terms and conditions, including closing costs which may increase the monthly payment.

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At Napolitano Homes, we want you to know that we are here for you long after you close on your new home. Your home has been constructed using natural materials, and we realize that in some cases the materials used in your home may not perform as intended. When this does occur, we will make any necessary corrections as are required.

In support of this commitment, Napolitano Homes provides you with a warranty through 2-10. This program provides you with a written warranty as well as, provides a 10 year structural coverage for major defects should they occur. This insurance will convey with the home should you decide to sell at a future date. 2-10 provides you with a one-year materials and workmanship warranty, 2-year major systems and 10-year structural warranty. Please read the insurance coverage information thoroughly, as it will outline specific warranty guidelines for your home.

How the Warranty Reviews Work

Warranty Service Requests must be submitted in writing to be processed. We cannot schedule warranty requests from your telephone call or from a personal visit to our construction office. Our Warranty program consist of two mile stones during the first year warranty period, beginning the day of closing, or possession, whichever occurs first. The first mile stone is the 12 Week Review and the second is the 11-Month Review. The process is explained below:

12-WEEK REVIEW

This is an adequate amount of time for what is known as the “Break in Period”. During this interval, you should become familiar with your new home. In your Orientation packet you were provided a form to use to submit your 12 Week Review, should you have any items. Upon receipt of your written 12 Week Review form, we will contact you to schedule and address items submitted. Appointments are scheduled as an AM time slot (8am – 12 Noon time span) or PM time slot (12 Noon – 2pm time span). Please keep this in mind when scheduling, as we cannot pinpoint exact times for contractors. If you are unable to attend the scheduled appointment, please try to notify us 48 hours in advance so we may reschedule. Please note any items not listed or submitted on the 12-Week list will need to be addressed at the 11-Month review, unless classified as an emergency or impede the living conditions of the home.

12-week Review Form

12-Week Review Instructions

11-MONTH REVIEW

As you near the 11th month of your materials and workmanship warranty, with only four weeks left until the end of your one-year coverage, please be aware: if you encounter any concerns or issues with your items, kindly submit a written report via mail, fax, or email. It’s vital to complete any necessary review and repairs before your workmanship warranty expires to ensure coverage by our vendors. Therefore, please mark your warranty expiration date and take appropriate action.

Furthermore, as your first year draws to a close, if you have any items to report, please send them via email or fax at least 4 weeks before your warranty expires. This proactive step will facilitate prompt attention and resolution of any outstanding matters.

11 Month Review Form

KITCHEN APPLIANCE WARRANTIES

The manufacturer of your kitchen appliances will work directly with you if any repairs are needed. GE® Customer Service can be contacted at 1-800-848-7620 or at geappliances.com or Sears/Kenmore at (888) 507-9312. Be prepared to provide the model and serial number of the item and the closing date on your home. Appliance warranties are generally for one year; you refer to the literature provided by the manufacturer for complete information. This is why the 11-Month review is so important because we want to help you take care of any issues before the warranty is up. Once the warranty period has expired, the vendor has the right to be reimbursed for services rendered.

NON-WARRANTY ITEMS:

Your Homeowner’s Warranty specifically applies to items constructed on your property by your builder. Certain items and conditions do not fall under the full term and conditions of your home warranty. For instance; trees, shrubbery, landscaping, seeding and grading are items where approval is certified at the time of final inspection (unless noted otherwise on your Orientation form). We are not responsible for the results of acts of God such as wind damage, rain or storm erosion causing gullies or washouts that may alter the landscaped surface. In addition, any home issues that arise post the result of a hurricane, tropical storm, tornado, high winds, or other extreme weather events are non-warranted and should be reported to your home owner’s insurance for follow up. Concrete is a non-warranted item. Concrete products normally have some cracking and shrinkage. Minor cracking is normal. Cracking can be caused by elements outside the contractor’s control. Additionally, there are other areas not covered by your warranty. Please consult your 2-10 Home Buyers Warranty booklet for specific “exclusions”.